NJ Bankruptcy Lawyer
The
Ferraro Firm, LLC is headed by Mark V. Ferraro, Esq. He
is a bankruptcy lawyer in New Jersey and his practice is
focused on bankruptcy and helping clients to manage,
eliminate or reduce their debts. The firm covers cases
in Bergen, Essex, Middlesex, Somerset, Burlington,
Camden, Atlantic, Ocean, Mercer, Sussex, Passaic,
Cumberland, Cape May, Gloucester, Hudson, Hunterdon,
Monmouth, Morris, Union and Warrant counties.
Stop Wage Garnishment and Harassing Phone Calls from
Collectors
Call 800-562-9073 to schedule your free initial
consultation.
When
you come to the Piscataway NJ law offices of the Ferraro
Firm LLC you will always speak directly with your
attorney. While, most larger firms are happy to pass
your case on to a legal assistant, here your case will
be handled by the same attorney throughout the entire
bankruptcy process.
Bankruptcy
If your
debt has caused you great stress, bankruptcy,
loan modification or
debt negotiation may be the best option for you. The
bankruptcy system was designed so people could
successfully manage their debt, rebuild their credit,
and keep their pride intact.
Chapter 7 bankruptcy, and
Chapter 13 bankruptcy are available for personal
bankruptcy, while Chapter 11 bankruptcy are available
for businesses as well as Chapter 7 bankruptcy.. The
Ferraro Firm specializes in bankruptcy law, debtors
rights and bankruptcy litigation and represent consumers
and businesses that need debt relief throughout New
Jersey.
The Ferraro Firm
is a debt relief agency. We help people modify their mortgages and/or file for
Bankruptcy relief under the Bankruptcy code. We are available for consultations
with convenient evening and weekend hours.NJ Bankruptcy Attorney -
The Ferraro Firm will help you get out of debt!
We can
meet with you in one of our conveniently located offices
throughout the State of New Jersey. We meet with clients
from Willingboro to Paterson, Jersey City, Williamstown,
North Bergen, Hackensack, Camden, Trenton, Newark,
Livingston, Ridgewood, Alpine, Hillsborough, Bound
Brook, Plainfield, New Brunswick, Dover, Bloomfield,
Orange, Montclair, Tom’s River, Howell, Lodi, Teaneck,
Englewood, Jackson, Lakewood, Absecon, Wayne, Garfield,
Linden, Waldwick, Westwood, Wallington, Piscataway,
Plainsboro, Passaic, Sayreville, Old Bridge, Laurence
Harbor, Keansburg, Pennsboro, Manville, Pennsauken, Budd
Lake, Lake Hopatcong, Milford, Randolph, Rockaway,
Belleville, Butler, Haskell and Amboy.
If you would like to discuss filing for protection under
the bankruptcy laws
CALL TODAY
(800)-562-9073
CHAPTER 13 BANKRUPTCY
Chapter 13 bankruptcy can stop home foreclosure proceedings and wage
garnishments.
Frequently people find themselves in a difficult position as a result of
economic conditions, unexpected financial problems, job losses or health
problems. Chapter 13 Bankruptcy gives consumers a chance to recover from such
problems, eliminate, reduce or manage their debts and save their homes.
*
People with documentable employment can use the protections provided by the
Chapter 13 bankruptcy laws to eliminate, reduce or restructure their debt and
repay certain necessary debts (such as home mortgage arrears) over 36 to 60
months. A Chapter 13 Bankruptcy will halt a foreclosure proceeding and allows
consumers to cure delinquent mortgage payments over time.
CHAPTER 7 BANKRUPTCY
Chapter 7 Bankruptcy is also known as a “liquidation bankruptcy” and is somewhat
simpler. As long as a consumer passes the “means test,” the person filing gets a
discharge on debts altogether. This allows consumers to get a fresh start with
no obligation to repay the debts accumulated before the filing of the petition.
You can start your financial life over without having to be confined to a
repayment plan.
*
Call (800) 562-9073 now for a free consultation on which plan is right for you.