Bankruptcy Lawyer NJ


NJ Bankruptcy Lawyer

The Ferraro Firm, LLC is headed by Mark V. Ferraro, Esq. He is a bankruptcy lawyer in New Jersey and his practice is focused on bankruptcy and helping clients to manage, eliminate or reduce their debts. The firm covers cases in Bergen, Essex, Middlesex, Somerset, Burlington, Camden, Atlantic, Ocean, Mercer, Sussex, Passaic, Cumberland, Cape May, Gloucester, Hudson, Hunterdon, Monmouth, Morris, Union and Warrant counties.

Stop Wage Garnishment and Harassing Phone Calls from Collectors
Call 800-562-9073 to schedule your free initial consultation.

When you come to the Piscataway NJ law offices of the Ferraro Firm LLC you will always speak directly with your attorney. While, most larger firms are happy to pass your case on to a legal assistant, here your case will be handled by the same attorney throughout the entire bankruptcy process.

Bankruptcy

If your debt has caused you great stress, bankruptcy, loan modification or debt negotiation may be the best option for you. The bankruptcy system was designed so people could successfully manage their debt, rebuild their credit, and keep their pride intact. Chapter 7 bankruptcy, and Chapter 13 bankruptcy are available for personal bankruptcy, while Chapter 11 bankruptcy are available for businesses as well as Chapter 7 bankruptcy.. The Ferraro Firm specializes in bankruptcy law, debtors rights and bankruptcy litigation and represent consumers and businesses that need debt relief throughout New Jersey.

Arrange for a Free, No Obligation Consultation
Call 800-562-9073 or Complete this Quick Form

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Type of debt? (check all that apply)
Credit Cards
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Bankruptcy Information

Have you ever filed for bankruptcy in the past? Yes No
Are you behind on you car payments by more than 30 days? Yes No
Are you behind on you mortgage payments by more than 30 days? Yes No
Are your wages being garnished? Yes No
 
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The Ferraro Firm is a debt relief agency. We help people modify their mortgages and/or file for Bankruptcy relief under the Bankruptcy code. We are available for consultations with convenient evening and weekend hours.

NJ Bankruptcy Attorney - The Ferraro Firm will help you get out of debt!

We can meet with you in one of our conveniently located offices throughout the State of New Jersey. We meet with clients from Willingboro to Paterson, Jersey City, Williamstown, North Bergen, Hackensack, Camden, Trenton, Newark, Livingston, Ridgewood, Alpine, Hillsborough, Bound Brook, Plainfield, New Brunswick, Dover, Bloomfield, Orange, Montclair, Tom’s River, Howell, Lodi, Teaneck, Englewood, Jackson, Lakewood, Absecon, Wayne, Garfield, Linden, Waldwick, Westwood, Wallington, Piscataway, Plainsboro, Passaic, Sayreville, Old Bridge, Laurence Harbor, Keansburg, Pennsboro, Manville, Pennsauken, Budd Lake, Lake Hopatcong, Milford, Randolph, Rockaway, Belleville, Butler, Haskell and Amboy.

If you would like to discuss filing for protection under the bankruptcy laws
CALL TODAY (800)-562-9073

CHAPTER 13 BANKRUPTCY
Chapter 13 bankruptcy can stop home foreclosure proceedings and wage garnishments.
Frequently people find themselves in a difficult position as a result of economic conditions, unexpected financial problems, job losses or health problems. Chapter 13 Bankruptcy gives consumers a chance to recover from such problems, eliminate, reduce or manage their debts and save their homes.
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People with documentable employment can use the protections provided by the Chapter 13 bankruptcy laws to eliminate, reduce or restructure their debt and repay certain necessary debts (such as home mortgage arrears) over 36 to 60 months. A Chapter 13 Bankruptcy will halt a foreclosure proceeding and allows consumers to cure delinquent mortgage payments over time.

CHAPTER 7 BANKRUPTCY
Chapter 7 Bankruptcy is also known as a “liquidation bankruptcy” and is somewhat simpler. As long as a consumer passes the “means test,” the person filing gets a discharge on debts altogether. This allows consumers to get a fresh start with no obligation to repay the debts accumulated before the filing of the petition. You can start your financial life over without having to be confined to a repayment plan.
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Call (800) 562-9073 now for a free consultation on which plan is right for you.

 

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NJ Bankruptcy Lawyer - Free Bankruptcy evaluation
Bankruptcy Law Attorney serving clients throughout New Jersey